WELCOME
Clinic Opening Hours ⏱
Open 24/7 🗓
We are open on line and will endeavor to respond to your enquiries as soon as practically possible.
We also normally acknowledge all requests on receipt.
About Us 💼
40 Years Hands On Experience🤝
Let’s check your business’s vital signs.
Thereafter we will review your business profile against your industry background, and establish means of assisting your business scale up to grow your footprint and multiply your revenue without increasing costs.
We are a small but highly qualified industry team that brings to the table over 40 years professional Insurance & Reinsurance experience in handling Leadership, Financial, Risk Management, Distribution, Customer Care, Technical Underwriting, Claims and Data Management Complications.
We venture to add value to your operations by guiding you in deciphering and mitigating overwhelming risk variables that could impact your business to help you steer it in an increasingly unpredictable and risk prone universe.
Who are we? 🕵️♂️
The Insurance Clinic is a one stop shop to address challenges, problems and complications in risk management, procuring proper insurance, to setting up the right reinsurance program .
Our consultancy draws on extensive expertise in addressing technical and operational issues and delivering customized bespoke solutions.
What we do? 🛠
We start by reviewing your business’s vital signs. Thereafter we review your business profile against your industry background, and establish means of assisting your business in scaling your footprint and multiplying your revenue without increasing your costs.
Reinsurance 🩺
We will review your entire treaty and facultative programs. We will also check the capital adequacy of your programs vis-a-vis your business model, budget and plan. Finally, we will review your existing security list and ensure you have the reinsurance names that not only understand and support your operation but help it grow and prosper.
Policy Wordings 🩺
Policy wordings are usually very technical, long winded and contain many legally binding clauses and exclusions. We will ensure your wordings are the most suitable for your exposures and are in total synch with your reinsurance program.
Sales & Distribution 🩺
We will review your sales, marketing and distribution network and check whether your are using the best channels for your products and markets. We will venture to maximize your market foot print but still reduce your distribution costs.
Vital Signs 🩺
We will check your Gross revenue per line, per product and per class. We will assess your technical profitability and make corrections where necessary. We will eliminate headcount waste and reduce costs. We will review your investment returns and suggest solutions that would increase your yield and improve your bottom line.
Financial Statements 🩺
We will review your most recent financial statements, and ensure actions are taken to address weaknesses and improve results across the board. We will help you project performance in plotting 3 and 5 year plans whilst keeping an eye on your current earnings.
Actuarial Analysis 🩺
We will review your recent actuarial reports and ensure your actuarial analysis benefits from reviews using different and diverse actuarial formulas to ensure you get the best out of your resources and investments.
Regulatory 🩺
We will review your regulatory status and ensure your qualifications, certifications and licenses are valid, and worthy. We will suggest new product licenses where necessary and better regulatory reporting and transparency where needed. We will assist you communicating with the regulators for best results.
Compliance 🩺
We will ensure your operation remains compliant with directives, principles and rules issued by your regulatory authorities and that your operations are compliant with industry standards at all times.
